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Rights & Programs

Practical guides to government and community rights. Everything you're entitled to — and how to actually claim it. Hebrew, English, Amharic.

Community Mortgage — 600,000 ILS for Ethiopian-Israelis

Govt loan for Ethiopian-Israeli families: ₪600,000 over 25 years, 0% interest for the first 10, 2% for the next 15. Allocated by annual lottery (~200 families).

HousingMortgageGrants

Klita Basket — Absorption Aid for New Immigrants

Monthly cash payment to new immigrants during the first year post-aliyah. Amount varies by family status and age.

New immigrantGrantsMonthly payment

Tax Benefits for New Immigrants (5/10 years)

10-year income tax exemption on foreign income, enhanced tax credits for 5 years, customs exemption on personal effects. Applies to all olim — including Ethiopian-Israelis.

Tax reliefNew immigrantGrants

Small Business Loans — UJIA-KIEDF

Social loan fund for community small-business owners. Up to ₪200,000, subsidized interest, no bank collateral. UJIA-KIEDF funded by British-Jewish community.

Small businessEntrepreneurshipGrants

Klita Basket for Ethiopian Olim — Complete Guide

Ethiopian olim and Falash Mura immigrants receive an extended klita basket: monthly stipend, adjustment grants, ulpan voucher, 6-month health coverage, and vocational training.

New immigrantGrantsMonthly payment

Mortgage Guide for Ethiopian-Israelis 2026

Complete guide to all mortgage programs available to Ethiopian-Israelis: the 600K loan, Homot grant, 90% financing eligibility, and special interest tracks.

HousingMortgageGrants

Rental Assistance for New Immigrants — Guide 2026

New immigrants are entitled to rental assistance for up to 36 months: single 2,000 ILS/month, couple 3,100, family with children up to 4,400 ILS/month.

HousingNew immigrantGrants

Military Discharge Benefits for Ethiopian-Israeli Veterans

Ethiopian-Israeli discharged soldiers are entitled to a discharge grant of up to 120,000 ILS, an education scholarship, mortgage points, and preference in civil service.

rights_tag_armyGrantsEducation