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Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Afula
Govt loan for Ethiopian-Israeli families: ₪600,000 over 25 years, 0% interest for the first 10, 2% for the next 15. Allocated by annual lottery (~200 families).
About Afula
Afula, the centre of the Jezreel Valley, hosts an Israeli-Ethiopian community with a presence in various neighbourhoods. The city offers accessible real-estate prices and access to health services and regional employment centres.
Who is eligible?
Any household where at least one criterion holds:
- One of the spouses was born in Ethiopia
- One of the spouses' parents was born in Ethiopia
- The couple is defined as "Falash Mura" with confirmed aliyah
Loan terms
- Amount: ₪600,000
- Term: 25 years
- Rate: 0% for the first 10 years, 2% for the next 15
- Down payment: 5% of property value
- Registration: ₪70 at a participating bank branch (annual lottery)
How to apply
- Register at a participating bank branch (Leumi / Discount / Igud)
- Wait for annual lottery results (~200 winners)
- On winning, the bank sends approval to sign a purchase contract
- Submit documents: ID, income proof, absorption-program confirmation (if relevant)
Quick eligibility check — mortgage calculator.
Ethiopian community in Afula
- Community population
- ~3,000
- Share of city
- ~7%
- Main neighbourhoods
- שכ' ב', שכ' ג'
- Community services
- ENP, מרכז קהילתי
More rights in Afula
This right in other cities
FAQ — Afula
- How many Ethiopian-Israelis live in Afula?
- The Ethiopian-Israeli community in Afula numbers approximately ~3,000 residents — around ~7% of the city's population. Main neighbourhoods: שכ' ב', שכ' ג'.
- How do I claim Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Afula?
- Apply via the Government Housing Authority website or the local Ministry of Construction office in Afula. For support: ENP, מרכז קהילתי.
- What community support is available in Afula for this right?
- In Afula, the following organisations can assist with paperwork, translation and entitlement: ENP, מרכז קהילתי.
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