Home / Rights & Programs / Community Mortgage — 600,000 ILS for Ethiopian-Israelis

Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Ashdod

Govt loan for Ethiopian-Israeli families: ₪600,000 over 25 years, 0% interest for the first 10, 2% for the next 15. Allocated by annual lottery (~200 families).

About Ashdod

Ashdod, one of Israel's largest cities, is home to a large and well-rooted Israeli-Ethiopian community that arrived in the first waves of aliyah. The city offers a variety of properties — from apartments in established neighbourhoods to new projects — alongside an extensive network of community services and institutions.

More about the city →

Who is eligible?

Any household where at least one criterion holds:

  • One of the spouses was born in Ethiopia
  • One of the spouses' parents was born in Ethiopia
  • The couple is defined as "Falash Mura" with confirmed aliyah

Loan terms

  • Amount: ₪600,000
  • Term: 25 years
  • Rate: 0% for the first 10 years, 2% for the next 15
  • Down payment: 5% of property value
  • Registration: ₪70 at a participating bank branch (annual lottery)

How to apply

  1. Register at a participating bank branch (Leumi / Discount / Igud)
  2. Wait for annual lottery results (~200 winners)
  3. On winning, the bank sends approval to sign a purchase contract
  4. Submit documents: ID, income proof, absorption-program confirmation (if relevant)

Quick eligibility check — mortgage calculator.

Ethiopian community in Ashdod

Community population
~15,000
Share of city
~7%
Main neighbourhoods
ד', ה', ז'
Community services
ENP, NATAL, תנה בריאות

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FAQ — Ashdod

How many Ethiopian-Israelis live in Ashdod?
The Ethiopian-Israeli community in Ashdod numbers approximately ~15,000 residents — around ~7% of the city's population. Main neighbourhoods: ד', ה', ז'.
How do I claim Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Ashdod?
Apply via the Government Housing Authority website or the local Ministry of Construction office in Ashdod. For support: ENP, NATAL, תנה בריאות.
What community support is available in Ashdod for this right?
In Ashdod, the following organisations can assist with paperwork, translation and entitlement: ENP, NATAL, תנה בריאות.