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Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Dimona

Govt loan for Ethiopian-Israeli families: ₪600,000 over 25 years, 0% interest for the first 10, 2% for the next 15. Allocated by annual lottery (~200 families).

About Dimona

Dimona is known as one of Israel's cities with a high proportion of Israeli-Ethiopian community members relative to total population — a community that accounts for a significant part of the city's culture and educational networks. The real-estate market offers properties at accessible prices relative to apartment size.

More about the city →

Who is eligible?

Any household where at least one criterion holds:

  • One of the spouses was born in Ethiopia
  • One of the spouses' parents was born in Ethiopia
  • The couple is defined as "Falash Mura" with confirmed aliyah

Loan terms

  • Amount: ₪600,000
  • Term: 25 years
  • Rate: 0% for the first 10 years, 2% for the next 15
  • Down payment: 5% of property value
  • Registration: ₪70 at a participating bank branch (annual lottery)

How to apply

  1. Register at a participating bank branch (Leumi / Discount / Igud)
  2. Wait for annual lottery results (~200 winners)
  3. On winning, the bank sends approval to sign a purchase contract
  4. Submit documents: ID, income proof, absorption-program confirmation (if relevant)

Quick eligibility check — mortgage calculator.

Ethiopian community in Dimona

Community population
~8,000
Share of city
~32%
Main neighbourhoods
שכ' ב', שכ' ג', מרכז
Community services
ENP, מרכז קהילתי, בית כנסת קייסים

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FAQ — Dimona

How many Ethiopian-Israelis live in Dimona?
The Ethiopian-Israeli community in Dimona numbers approximately ~8,000 residents — around ~32% of the city's population. Main neighbourhoods: שכ' ב', שכ' ג', מרכז.
How do I claim Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Dimona?
Apply via the Government Housing Authority website or the local Ministry of Construction office in Dimona. For support: ENP, מרכז קהילתי, בית כנסת קייסים.
What community support is available in Dimona for this right?
In Dimona, the following organisations can assist with paperwork, translation and entitlement: ENP, מרכז קהילתי, בית כנסת קייסים.