Home / Rights & Programs / Community Mortgage — 600,000 ILS for Ethiopian-Israelis
Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Kfar Saba
Govt loan for Ethiopian-Israeli families: ₪600,000 over 25 years, 0% interest for the first 10, 2% for the next 15. Allocated by annual lottery (~200 families).
About Kfar Saba
Kfar Saba hosts an Israeli-Ethiopian community with a concentration of academics and professionals integrated into the regional job market. The city offers quiet neighbourhoods, high quality of life and easy access to transportation and employment centres in the Sharon region.
Who is eligible?
Any household where at least one criterion holds:
- One of the spouses was born in Ethiopia
- One of the spouses' parents was born in Ethiopia
- The couple is defined as "Falash Mura" with confirmed aliyah
Loan terms
- Amount: ₪600,000
- Term: 25 years
- Rate: 0% for the first 10 years, 2% for the next 15
- Down payment: 5% of property value
- Registration: ₪70 at a participating bank branch (annual lottery)
How to apply
- Register at a participating bank branch (Leumi / Discount / Igud)
- Wait for annual lottery results (~200 winners)
- On winning, the bank sends approval to sign a purchase contract
- Submit documents: ID, income proof, absorption-program confirmation (if relevant)
Quick eligibility check — mortgage calculator.
Ethiopian community in Kfar Saba
- Community population
- ~3,000
- Share of city
- ~3%
- Main neighbourhoods
- שכ' ג', רמת כפר סבא
- Community services
- עולים ביחד, ENP
More rights in Kfar Saba
This right in other cities
FAQ — Kfar Saba
- How many Ethiopian-Israelis live in Kfar Saba?
- The Ethiopian-Israeli community in Kfar Saba numbers approximately ~3,000 residents — around ~3% of the city's population. Main neighbourhoods: שכ' ג', רמת כפר סבא.
- How do I claim Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Kfar Saba?
- Apply via the Government Housing Authority website or the local Ministry of Construction office in Kfar Saba. For support: עולים ביחד, ENP.
- What community support is available in Kfar Saba for this right?
- In Kfar Saba, the following organisations can assist with paperwork, translation and entitlement: עולים ביחד, ENP.
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