How many Ethiopian-Israelis live in Ramla?

The Ethiopian-Israeli community in Ramla numbers approximately ~5,000 residents — around ~8% of the city's population. Main neighbourhoods: שכ' ד', מרכז.

What community support is available in Ramla for this right?

In Ramla, the following organisations can assist with paperwork, translation and entitlement: ENP, מרכז קהילתי.

Home / Rights & Programs / Community Mortgage — 600,000 ILS for Ethiopian-Israelis

Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Ramla

Govt loan for Ethiopian-Israeli families: ₪600,000 over 25 years, 0% interest for the first 10, 2% for the next 15. Allocated by annual lottery (~200 families).

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About Ramla

Ramla, conveniently located near Tel Aviv and Ben Gurion Airport, hosts an Israeli-Ethiopian community that benefits from the city's strategic location. Ramla's housing market offers apartments at relatively accessible prices for the central region, attracting residents seeking easy access to greater Tel Aviv.

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Who is eligible?

Any household where at least one criterion holds:

One of the spouses was born in Ethiopia
One of the spouses' parents was born in Ethiopia
The couple is defined as "Falash Mura" with confirmed aliyah

Loan terms

Amount: ₪600,000
Term: 25 years
Rate: 0% for the first 10 years, 2% for the next 15
Down payment: 5% of property value
Registration: ₪70 at a participating bank branch (annual lottery)

How to apply

Register at a participating bank branch (Leumi / Discount / Igud)
Wait for annual lottery results (~200 winners)
On winning, the bank sends approval to sign a purchase contract
Submit documents: ID, income proof, absorption-program confirmation (if relevant)

Quick eligibility check — mortgage calculator.

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Ethiopian community in Ramla

Community population: ~5,000
Share of city: ~8%
Main neighbourhoods: שכ' ד', מרכז
Community services: ENP, מרכז קהילתי

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FAQ — Ramla

How many Ethiopian-Israelis live in Ramla?: The Ethiopian-Israeli community in Ramla numbers approximately ~5,000 residents — around ~8% of the city's population. Main neighbourhoods: שכ' ד', מרכז.
How do I claim Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Ramla?: Apply via the Government Housing Authority website or the local Ministry of Construction office in Ramla. For support: ENP, מרכז קהילתי.
What community support is available in Ramla for this right?: In Ramla, the following organisations can assist with paperwork, translation and entitlement: ENP, מרכז קהילתי.

Mortgage Guide for Ethiopian-Israelis 2026

Complete guide to all mortgage programs available to Ethiopian-Israelis: the 600K loan, Homot grant, 90% financing eligibility, and special interest tracks.

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