How many Ethiopian-Israelis live in Kiryat Gat?

The Ethiopian-Israeli community in Kiryat Gat numbers approximately ~15,000 residents — around ~28% of the city's population. Main neighbourhoods: מרכז, מזרח, גבעת השלושה.

What community support is available in Kiryat Gat for this right?

In Kiryat Gat, the following organisations can assist with paperwork, translation and entitlement: ENP, מתנ"ס, ביה"ס קהילתי.

Home / Rights & Programs / Community Mortgage — 600,000 ILS for Ethiopian-Israelis

Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Kiryat Gat

Govt loan for Ethiopian-Israeli families: ₪600,000 over 25 years, 0% interest for the first 10, 2% for the next 15. Allocated by annual lottery (~200 families).

Housing Mortgage Grants

About Kiryat Gat

Kiryat Gat has one of the highest proportions of Israeli-Ethiopian community members relative to total population in Israel. The community has been active in the city for decades, with a broad network of organisations, schools and initiatives — and a correspondingly high demand for fair housing options.

More about the city →

Who is eligible?

Any household where at least one criterion holds:

One of the spouses was born in Ethiopia
One of the spouses' parents was born in Ethiopia
The couple is defined as "Falash Mura" with confirmed aliyah

Loan terms

Amount: ₪600,000
Term: 25 years
Rate: 0% for the first 10 years, 2% for the next 15
Down payment: 5% of property value
Registration: ₪70 at a participating bank branch (annual lottery)

How to apply

Register at a participating bank branch (Leumi / Discount / Igud)
Wait for annual lottery results (~200 winners)
On winning, the bank sends approval to sign a purchase contract
Submit documents: ID, income proof, absorption-program confirmation (if relevant)

Quick eligibility check — mortgage calculator.

Share on WhatsApp

Ethiopian community in Kiryat Gat

Community population: ~15,000
Share of city: ~28%
Main neighbourhoods: מרכז, מזרח, גבעת השלושה
Community services: ENP, מתנ"ס, ביה"ס קהילתי

More rights in Kiryat Gat

This right in other cities

FAQ — Kiryat Gat

How many Ethiopian-Israelis live in Kiryat Gat?: The Ethiopian-Israeli community in Kiryat Gat numbers approximately ~15,000 residents — around ~28% of the city's population. Main neighbourhoods: מרכז, מזרח, גבעת השלושה.
How do I claim Community Mortgage — 600,000 ILS for Ethiopian-Israelis in Kiryat Gat?: Apply via the Government Housing Authority website or the local Ministry of Construction office in Kiryat Gat. For support: ENP, מתנ"ס, ביה"ס קהילתי.
What community support is available in Kiryat Gat for this right?: In Kiryat Gat, the following organisations can assist with paperwork, translation and entitlement: ENP, מתנ"ס, ביה"ס קהילתי.

Mortgage Guide for Ethiopian-Israelis 2026

Complete guide to all mortgage programs available to Ethiopian-Israelis: the 600K loan, Homot grant, 90% financing eligibility, and special interest tracks.

HousingMortgage

Military Discharge Benefits for Ethiopian-Israeli Veterans

Ethiopian-Israeli discharged soldiers are entitled to a discharge grant of up to 120,000 ILS, an education scholarship, mortgage points, and preference in civil service.

rights_tag_armyGrants

Free Mortgage Counselling — Guide for Those Entitled

The Ministry of Housing funds free mortgage counselling for housing benefit recipients. A certified adviser saves tens of thousands of ILS in interest.